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business - Самое интересное в блогах

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Tulip mania wasn't that big of a deal

Пятница, 22 Сентября 2017 г. 18:15 (ссылка)

Lorraine Boissoneault (citing Anne Goldgar) writes that Tulip mania — the wild trade in Dutch tulips that ended with tulips worth more than mansions and a market meltdown illustrative of capitalism's flaws ‐ is mostly fable. Rather than a classic speculator-driven bubble that affected all levels of society, it was a fad among the rich of little economic consequence.



“There weren’t that many people involved and the economic repercussions were pretty minor,” Goldgar says. “I couldn’t find anybody that went bankrupt. If there had been really a wholesale destruction of the economy as the myth suggests, that would’ve been a much harder thing to face.”


That’s not to say that everything about the story is wrong; merchants really did engage in a frantic tulip trade, and they paid incredibly high prices for some bulbs. And when a number of buyers announced they couldn’t pay the high price previously agreed upon, the market did fall apart and cause a small crisis—but only because it undermined social expectations.
“In this case it was very difficult to deal with the fact that almost all of your relationships are based on trust, and people said, ‘I don’t care that I said I’m going to buy this thing, I don’t want it anymore and I’m not going to pay for it.’ There was really no mechanism to make people pay because the courts were unwilling to get involved,” Goldgar says.




Goldgar's book, Tulipmania: Money, Honor, and Knowledge in the Dutch Golden Age [Amazon} sounds like a good antidode to Tulip Fever,a recently-released movie that indulges the myths.

http://feeds.boingboing.net/~r/boingboing/iBag/~3/aZmQxiz47yg/tulip-mania-wasnt-that-big-o.html

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America's execs increasingly believe health insurance industry is worse than useless

Среда, 20 Сентября 2017 г. 21:04 (ссылка)


It's not just Warren Buffett and his Republican lieutenant Charlie Munger who favor single payer and view the US health insurance industry as a drag on national competitiveness and a needless expense on the bottom line: it's also companies like Walmart, Boeing, and GE, who have stopped paying insurers, buying services for their employees directly from hospitals and health-care providers.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/IUn_kVvaETs/make-america-canada-again.html

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No one wants to host the Olympics

Вторник, 19 Сентября 2017 г. 20:10 (ссылка)


The International Olympic Committee took the unprecedented step of announcing the 2024 and 2028 Olympic host cities (Paris and LA), because both cities were bidding unopposed, and LA had to be bribed with a $1.8B "grant" from the IOC to agree to host the games.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/VAYjVllQQYA/world-beating-sleaze.html

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Equifax was always dirty, it bills the US government for millions, and was repeatedly hacked

Вторник, 19 Сентября 2017 г. 19:55 (ссылка)


Before Equifax changed its name in 1976 -- in the midst of a Congressional investigation and a national scandal -- it was the Retail Credit Company, founded in Atlanta in 1899.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/wVevt50l8Qk/dirtier-than-imagined.html

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Equifax announces "retirement" of the IT execs who presided over the mass-doxing of America

Суббота, 16 Сентября 2017 г. 16:53 (ссылка)


One week after announcing the worst breach in American history, and days after it was revealed that the breach had been caused by simple negligence, Equifax has announced the "retirement" of its Chief Information Officer, David Webb, and Chief Security Officer, Susan Mauldin, though "the company's review of the facts is still ongoing."
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/v7MqqB9aCrc/sorry-not-sorry.html

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How Walmart profits while pricing below cost

Пятница, 15 Сентября 2017 г. 15:45 (ссылка)


This video by YouTuber Alex Berman lays out how retailers like Walmart profit even when they are pricing goods, like milk and eggs, well below cost. It comes down to volume and convenience. If they get enough customers buying items with a high profit margin for convenience sake, they can afford to price many items below cost to lure them into the store.

(reddit)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/uaL2cC5YFGE/how-walmart-profits-while-pric.html

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HP once again caught sneaking code into printers to reject third-party ink

Пятница, 15 Сентября 2017 г. 04:21 (ссылка)


In March 2016, HP sent millions of Inkjet and Inkject Pro owners a fake "security update" that was really a timebomb: six months later, in September 2016 (one year ago!), the "security update" code started rejecting third party ink, prompting nearly 15,000 complaints from HP owners.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/fFf-yCzPWZQ/repeat-offenders.html

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Sweary mums are scaring off Mumsnet's advertisers

Среда, 13 Сентября 2017 г. 17:46 (ссылка)


Mumsnet bills itself as "the UK's most popular parenting website," and it makes substantial revenues from the ads that run alongside the sprawling, vigorous discussions among the eponymous mums (and the occasional dad).
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http://feeds.boingboing.net/~r/boingboing/iBag/~3/M_RYlKBkjjU/cwords-and-fbombs.html

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The Donotpay bot will help you sue Equifax in small claims court

Вторник, 12 Сентября 2017 г. 20:36 (ссылка)

https://youtu.be/aj3Hyxxo_Lk


Joshua Browder (previously) is the delightful teen computer science student who created a the Donotpay to fight parking tickets that saved millions for its users, then repurposed it to help homeless people apply for benefits.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/b8_QZ8fMcsM/ddos-equifax.html

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Chinese government sources tell the WSJ they're about to shut down all domestic Bitcoin exchanges

Вторник, 12 Сентября 2017 г. 20:01 (ссылка)


China's "economic miracle" has been accompanied by mass-scale looting, creating a class of super-rich, corrupt millionaires and billionaires to rival the US or Russia; these 1%ers know that their wealth is subject to the whims of the Politburo, which is why they are so anxious to acquire second passports, and to exfiltrate their cash through baroque schemes, anodyne scams, and runaway property speculation.

(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/OxPlB9LSsU4/cryptocurrency-controls.html

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Australia's housing bubble is built on a deadly, about-to-burst credit bubble

Суббота, 09 Сентября 2017 г. 18:37 (ссылка)


If you buy a house in Australia -- where housing prices are out of control, even by global standards -- you can wait a couple months for the house's book value to go up, and then borrow against that "unrealised capital gain" to buy another house...and then you can do it again.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/Ob6LkQOg71I/bubblelicious.html

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Equifax lobbied to take away breach victims' right to sue

Суббота, 09 Сентября 2017 г. 17:58 (ссылка)


Before Equifax doxed 143 million Americans (but after it had suffered repeated smaller breaches that should have alerted the company to deficiencies in its security), it directed its lobbying body, the Consumer Data Industry Association, to pressure the Consumer Financial Protection Bureau to exempt credit-reporting bureaux from a soon-to-begin rule banning binding arbitration clauses in user agreements.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/qq-WMbSUxdQ/depraved-indifference.html

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Four years later, we learn why Jamie Dimon's JP Morgan Chase settled US fraud allegations for $13B

Четверг, 07 Сентября 2017 г. 19:23 (ссылка)


In 2013, DOJ lawyers showed JP Morgan Chase CEO Jamie Dimon a draft of a 92-page complaint against his bank. Dimon coughed up $13B to settle the case, and the complaint was sealed, leaving us all to wonder exactly what kind of red-handed fraud convinced Dimon to part with what was then the largest financial misconduct settlement in US history.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/rRcoIpPxJOc/too-big-to-jail.html

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How DRM and EULAs make us into "digital serfs"

Среда, 06 Сентября 2017 г. 17:46 (ссылка)


Washington and Lee law professor Joshua Fairfield is the author of a recent book called Owned: Property, Privacy, and the New Digital Serfdom, which takes up the argument that DRM and license agreements mean that we have no real property rights anymore, just a kind of feudal tenancy in which distant aristocrats (corporations) dictate how we may and may not use the things we "buy," backed by the power of the state to fine or jail us if we fail to arrange our affairs to the company's shareholders.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/RNJbmT7KHHE/theoretical-applied-demonology.html

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Our technology is haunted by demons controlled by transhuman life-forms

Вторник, 05 Сентября 2017 г. 22:22 (ссылка)


In my latest Locus column, "Demon-Haunted World," I propose that the Internet of Cheating Things -- gadgets that try to trick us into arranging our affairs to the benefit of corporate shareholders, to our own detriment -- is bringing us back to the Dark Ages, when alchemists believed that the universe rearranged itself to prevent them from knowing the divine secrets of its workings.
(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/faLLYCkMpL0/internet-of-lying-things.html

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Minneapolis bar shuts down after owner outed for giving cash to David Duke

Вторник, 05 Сентября 2017 г. 21:03 (ссылка)


Club J"ager was a popular Minneapolis night spot until Citypages revealed that its owner, Julius Jaeger De Roma, donated $500 to the senatorial campaign of David Duke, a former KKK Grand Wizard and ardent Donald Trump supporter.


(more…)

http://feeds.boingboing.net/~r/boingboing/iBag/~3/pxqDa-3-a-M/free-speech-with-consequences.html

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