The math is fairly clear on whether lottery winners should take the annuity or lump sum : The lump sum is the better deal, assuming you don't blow most of the money in a hurry and invest at least a big chunk of it instead. No lottery winner is going to save and invest all of their winnings, of course.
https://lottery-life.blogspot.com/2020/02/lotto-ir...book-online-at-low-prices.html

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