Index for fixed income securities market |
The present invention generally relates to data processing systems for tracking and manipulating data corresponding to fixed income portfolios and, more particularly, to data processing methods and apparatus directed to the real time determination of selected fixed income indices for use in accurately gauging interest rate profiles in real time and managing a specifically delineated set of automated transactions relating thereto.
A sizable portion of investment vehicles available in today"s financial markets are universally characterized as fixed income securities. Exemplary fixed income securities will encompass government bonds, bills and notes auctioned at regular intervals by the U.S. and other foreign governments to finance governmental activities. These, of course, are some of many types of fixed income securities, others include corporate bonds, municipal bonds, etc. The common thread running between all fixed income securities is the payment of a set return to the investor over the life span of the security.
There are two forms of fixed income return to the investor. The first involves the provision of coupon payments at regular intervals, at the stated interest rate of the security. For example, a ten-year note may specify an 8% rate of interest on a $1,000 par value with coupons coming due twice each year for ten years. This translates to two $40 payments to the holder of the note for ten years with a final payment of $1040 (principal and interest). The other form of bond is called a zero coupon, or discount bond which provides no payment except for the final return of the face value of the bond at a specified date (e.g. ten years from issuance). The discount bond is sold at some fra ...
Test device for testing charge performance of electronic device
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Метки: Index for fixed income securities market |
Techniques for illustrating and analyzing college savings plans |
The invention relates to machine-executable techniques for performing financial calculations directed to college saving plans.
With the ever-increasing costs of tuition, room and board, many families are interested in starting a savings program for college expenses. Although it is possible to use a conventional savings or money market account for this purpose, a wide variety of educational" funding alternatives have-been developed. These alternatives fall into four categories: (1) UGMA/UTMA Accounts (Uniform Gifts to Minors Act/Uniform Transfers to Minors Act), (2) Client Assets, (3) вЂ529’ College Investing Plans, and (4) Education IRA"s. Of course, these categories are not mutually exclusive: it is possible for the investor to allocate assets to a plurality of funding alternatives, such as an Education IRA and a UGMA/UTMA Account.
Client A ...
Power supply methods and arrangements
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Encrypting and storing data from a financial prospectus |
This invention relates to automation processes for accessing financial prospectus data. More particularly, this invention relates to methods and systems for enabling users of prospectuses to easily access the financial information contained therein.
A prospectus is a written document providing information concerning an offering of financial securities. A prospectus contains narrative information on, for instance, the type and classification of security, the type of business associated with a security, potential risk factors, use of proceeds, and security voting rights. A prospectus may also include both consolidated and detailed financial information on the associated business and the security itself. Information in the form of data in the prospectus may, for instance, include underwriter compensation, dilution data, operations data, summary of accounting policies, inventories, property and equipment, leases and other assets, short-term borrowing and long-term debt, employee benefit plans, management salaries, income taxes and authorization of common and preferred stock. The amount of data contained in a prospectus may be extensive.
Prospectuses are available in printed form, typically as a booklet, suitable for dis ...
Battery capacity estimating method and apparatus
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Currency ordering by denomination |
Aspects of the disclosure relate to managing an inventory of stocked items. In particular, the disclosure relates to managing different denominations of legal tender (bills and coins) in a retail banking business.
Retail banking is one example of an industry that involves maintenance of an inventory that includes a mix of multiple products. In some industries, those products are referred to using stock keeping units (SKUs).
In retail banking, customer"s are served at banking centers. A banking institution maintains an inventory of bills and coins that will meet the daily needs of the banking center"s customers. Seven denominations of cash are commonly required by customers: 1, 2, 5, 10, 20, 50 and 100 dollars. A cash vault may be used to hold excess inventory for the banking center and for multiple other banking centers. Each banking center, therefore, may have a cash vault that is designated to serve that banking center. (A cash vault is often located in the same geographic area as the banking centers that it serves.) The banking center orders cash from the cash vault (which may be referred to as the “Servicing Cash Vault”) according to a preset schedule. An order may require that cash be shipped from the banking center to the servicing cash vault (a “ship-out”). An order may require that cash be shipped from the servicin ...
System and method for managing distribution of vehicle power in a multiple battery system
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Метки: Currency ordering by denomination |
Systems and methods for multi-provider content-on-demand retrieval |
The techniques described herein relate to systems and methods for accessing on-demand media content and, more particularly, to systems and methods for content-on-demand (COD) retrieval from network accessible content providers.
As the value and use of information continues to increase, individuals and businesses seek additional ways to process and store information. One option available to users is information handling systems. An information handling system generally processes, compiles, stores, and/or communicates information or data for business, personal, or other purposes thereby allowing users to take advantage of the value of the information. Because technology and information handling needs and requirements vary between different users or applications, information handling systems may also vary regarding what information is handled, how the information is handled, how much information is processed, stored, or communicated, and how quickly and efficiently the information may be processed, stored, or communicated. The variations in information handling systems allow for information handling systems to be general or configured for a specific user or specific use such as financial transaction processing, airline reservations, enterprise data storage, or global communications. In addition, information handling systems may include a variety of hardware and software components that may be configured to process, store, and communicate information and may include one or more computer systems, data storage syste ...
Method and apparatus for displaying charging-state of battery of portable terminal
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System and method for providing a discount |
Systems and methods provided by the invention relate to systems and methods for providing a discount. In particular, inventive systems and methods relate to systems and methods for providing a discount using a partner-issued currency or a combination of virtual currency and partner-issued currency.
Providing a discounted retail price on a product or service is a time-honored method of increasing sales, increasing brand, product and service visibility and expanding the market for the product or service. However, providing a discount is a method to be used with care since frequent discounting may lead to a customer perception of decreased value such that customers are unwilling to pay the retail value under any circumstances.
A recent trend in discounting has been the association of a discount with “points,” “miles.” or other form of non-cash currency accumulated in order for the customer to realize a discount on a product or service. Such “mileage” or “point” accounts have the advantage of heightening customer loyalty to a particular product or service provider as well as providing the per ...
Non-isolated charger with bi-polar inputs
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Метки: System and method for providing a discount |
Computer-implemented systems and methods for defining events |
The technology described in this patent document relates generally to the field of computer data modeling. More specifically, systems and methods are provided for modeling time-stamped data.
The effects of events on time-stamped data may be an important factor in creating an accurate computer model of the data, for example, to improve the predictive ability of the model. Examples of events that may affect time-stamped data include advertising campaigns, retail promotions, strikes, natural disasters, policy changes, a data recording error, etc.
The characteristics of an event may define the effect that an occurrence has on the time-stamped data and the duration of the occurrence. An event may include a single occurrence (e.g., a worker strike), multiple occurrences (e.g., a holiday), or irregular occurrences (e.g., new store openings.) Further, an occurrence may be on a fixed date or a relative date (e.g., an event may begin two weeks before Christmas.) In addition, an event may be a combination of occurrences (e.g., a retail sale that occurs over a holiday.) Thus, modeling events so that they increase the accuracy of a time series model can often be complicated.
In accordance with the teachings provided herein, systems and methods for operation upon data processing devices are provided concerning the processing of time-series data. As an example, a system and method can use a first data store to store time series data, and a second data store to store definitions of events. A dummy variable is generated when dat ...
Battery management system for calculating charge and disharge powers
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Value chain management |
1. Technical Field of the Invention
This invention relates generally to the field of business management and more particularly to a system and method for value chain management.
2. Background of the Invention
A value chain represents the flow of a product or service from a raw materials stage to the final point of consumption. Activities that are part of a value chain include the design, production, marketing, sale, delivery, and support of a product or service. The value chain for a typical product includes numerous entities that perform one or more of these activities. However, the typical value chain is plagued by inefficiencies caused by a lack of communication and collaboration by these entities. For example, the enterprises in a value chain typically use serial planning and communication techniques, meaning that only entities that are “adjacent” to one another in the value chain communicate with and plan around each other.
According to the present invention, disadvantages and problems associated with previous business management systems have been substantially reduced or eliminated.
According to o ...
Apparatus for balancing of battery pack having function of prevention of over-discharge
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Метки: Value chain management |
System and method for communicating physiological data over a wide area network |
The present invention relates to remote monitoring of devices over a wide area network, and more particularly, this invention relates to network-based transmission of data from a physiological collecting device.
Telemedicine, also known as telehealth, is the communication over distance through text, audio or video media for the education, evaluation and treatment of disease and illness. Telehealth is the use of information technology and telecommunication for providing access to health assessments, diagnoses, interventions, supervision, consultations, education, and information across a distance.
One prior art telehealth system includes biofeedback applications provided by Floan, James, Earles and Andrasik, and the U.S. Military which uses two telephone lines combined with other technology to conduct biofeedback sessions over great distances. The military application uses two way audio and video (teleconferencing) to communicate along with PC Anywhere type programs for PC to PC communication; but does not allow for the real-time transfer and observation of the physiological signals.
Disease management companies, so far are not providing real-time transmission of physiological data. The information that they do collect like EKG, and blood pressure are recorded and sent to the doctor hours later.
There is a great need for telemedicine technologies in homecar ...
Battery power supply with bidirectional battery charge controller
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Method for estimating a used vehicle"s market value |
The present invention relates to methods for estimating/predicting a used vehicle"s market value.
An accurate and efficient means for estimating/predicting used vehicle market value at the vehicle identification number (VIN) level using historical data has continually been pursued. Especially when large numbers of vehicles are involved, small errors in estimating used vehicle market value could translate large monetary losses.
Conventionally, the value of a used vehicle is estimated by performing database queries on vehicles having similar features, options and content and having known market values. Once the closest used vehicles are located, the estimated market value is determined by finding the average vehicle market value of the closest used vehicles located.
However, this conventional approach fails to deliver accurate estimations of vehicle market value because of its inability to adjust for vehicle differences at the VIN level. Moreover, many times the inconsistency in the criteria for selecting similar used vehicles further skews the market value estimate. Other methods include performing linear regression on historical vehicle data to determine relative market value and sensitivity of vehicle con ...
Contactless charging device and contactless charging method
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Source-dependent text-to-speech system |
This invention relates in general to text-to-speech systems, and more particularly to a source-dependent text-to-speech system.
Text-to-speech (TTS) systems provide versatility in telecommunications networks. TTS systems produce audible speech from text messages, such as email, instant messages, or other suitable text. One drawback of TTS systems is that the voice produced by the TTS system is often generic and not associated with the particular source providing the message. For example, a text-to-speech system may produce a male voice no matter who the person sending the message is, making it difficult to tell whether a particular message came from a man or a woman.
In accordance with the present invention, a text-to-speech system provides a source-dependent rendering of text messages in a voice similar to the person providing the message. This increases the ability of a user of TTS systems to determine the source of a text message by associating the message with the sound of a particular voice. In particular, certain embodiments of the present invention provide a source-dependent TTS system.
In accordance with one embodiment of the present invention, a method of generating speech from text messages includes determining a speech feature vector for a voice associated with a source of a text message, and comparing the speech feature vector to speaker models. The metho ...
System and method for inductively charging a battery
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Метки: Source-dependent text-to-speech system |
Device for validating measurements of a dynamic magnitude |
This application claims priority to French Appln. No. 07 57407 filed Sep. 7, 2007.
The present invention relates to the general field of validating measurements of a dynamic magnitude and of detecting measurement failures. More particularly, the invention relates to an automatic method and device for detecting anomalies in vibration measurements, and possibly then undertaking reconfiguration in order to obtain the best possible estimate of the measured magnitude.
Methods are known for identifying the quality of measurements of a physical magnitude (e.g. pressure, temperature, speed of rotation, movement) by making use of the principle of redundancy and making direct comparisons between measured values.
In particular, in order to validate a measurement of a dynamic magnitude (speed, movement) concerning an article, it is necessary to measure components of the magnitude by means of sensors, using for each component a main sensor and at leas ...
Control of a triac for the starting of a motor
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Predictive angular sensor readout |
This disclosure relates to angular sensors or field sensors used for angular measurements and their corresponding sensor readouts. More particularly, this disclosure relates to an angular sensor readout that predicts the next angular measurement to more quickly determine the location of the next angular measurement along a trajectory.
Recently, sensor readouts have begun to include predictors to determine the next likely output from the sensor. This can help to prepare the readout for the next actual output from the sensor and thus help to speed up and use less power than in previous readouts. A predictive sensor readout generally includes a sampling circuit configured to receive and over-sample previously digitized samples of signals previously input from a sensor. A predictor circuit, or predictor engine, receives the over-sampled previously digitized samples into a signal history and to generate a predicted input from the sensor based on the signal history. A preset circuit presets the sampling circuit to receive the predicted input from the sensor prior to sampling an actual input from the sensor.
Predictor circuits work more precisely the higher the oversampling ...
Device for controlling a rotary press
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Метки: Predictive angular sensor readout |
Self-calibrated azimuth and attitude accuracy enhancing method and system (SAAAEMS) |
1. Field of Invention
The present invention relates to an innovative human-portable Self-calibrated Azimuth and Attitude Accuracy Enhancing Method and System (SAAAEMS) for a human-portable, tripod mounted, or handheld pointing system. The technical approach of the SAAAEMS implementation is based on an innovative gyrocompassing method of an inertial navigation system (INS). This SAAAEMS approach is based on fully auto-calibration self-contained INS principles, not depending on magnetometers for azimuth/heading determination, and thus the system outputs and performance are not affected by the environmental magnetic fields. This SAAAEMS is not a conventional strapdown INS. I ...
Software center and highly configurable robotic systems for surgery and other uses
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Systems and methods for baseline correction using non-linear normalization |
Real-time polymerase chain reaction (RT-PCR) technology, as presently practiced, relies upon the accurate detection of fluorescent emission signals above an initial baseline. The baseline signal can represent a combination of spurious or unwanted signal contributions such as the residual fluorescence contributed by the plastic or other material of a sample plate, the fluorescence of a running buffer or other non-reactant liquid material, noise in the optical detector or detection electronics, or some other source of background signal noise or detection floor that is not a product of the amplification or other reaction. In various known RT-PCR implementations, better accuracy in the detection of the amplification signal, and hence original sample quantity, is frequently sought by characterizing the baseline floor over the first few PCR cycles, or pre-signal detection cycles, and then subtracting the baseline from the detected emi ...
Robotic manipulator using rotary drives
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Transcript mapping method |
The present invention relates generally to a transcript mapping method. In particular, the invention relates to a transcript mapping method for mapping from a transcript to a compressed suffix array indexed genome sequence.
Since the completion of the genome sequences for human and several other organisms, attention has been drawn towards annotation of genomes for functional elements including gene coding transcript units and regulatory cis-acting elements that modulate gene expression levels.
Currently there are three main approaches for genome annotation. The first approach uses existing transcript data to identify gene-coding regions in the genomes, the second approach uses computational algorithms to statistically predict genes and regulatory elements and the third approach compares genomic sequences from other vertebrates for conserved regions based on the view that functional elements in genomes are conserved during evolution.
Despite considerable success, these approaches are unsatisfactory for determining the complete and precise content of all functional el ...
Method for operating a rotating electrical machine
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Метки: Transcript mapping method |
Method for monitoring the integrity of an aircraft position computed on board |
The disclosed embodiments are directed to a method for monitoring the integrity of an aircraft position computed on board, aircraft position computed on board refers to a set of values relative to the position of the aircraft in space, obtained by on-board measuring and computing means within the aircraft considered; the set of values most often corresponds to three values respectively representing the longitude, latitude and altitude of the aircraft. Advantageously, the disclosed embodiments are implemented to safeguard the aircraft from errors in computing the aircraft position, which would lead to an impact with the ground.
In general, the field of the disclosed embodiments is that of aircraft position computing. The disclosed embodiments propose a solution to verify the integrity of the aircraft position in the context of exploiting such a position in particular applications, referred to as critical applications, intervening in difficult piloting operations such as: stand-alone approaches, which correspond to landing procedures in which only the onboard measuring and computing ...
Method and system for detecting a failed current sensor in a three-phase machine
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Device and method for controlling ignition timing of internal combustion engine |
The present invention relates to device and method for controlling ignition timing of an internal combustion engine, and particularly to a technique of controlling ignition timing based on whether knocking is present or absent.
Conventionally, techniques of determining whether knocking is present or absent in an combustion engine are known. For example, there is a technique of determining whether knocking is present or absent based on whether or not magnitude of vibration detected in an internal combustion engine is greater than a knocking determination value. The magnitude of vibration detected by the technique includes mechanical vibration of the internal combustion engine itself. The mechanical vibration of the internal combustion engine itself varies by the speed of the internal combustion engine. Accordingly, in order to improve the precision of knocking determination, it is necessary to carry out knocking determination taking into account of the mechanical vibration of the internal engine itself which varies by the speed of the internal combustion engine.
Japanese Patent Laying-Open No. 8-4580 discloses a knocking determining device for ...
Drive control circuit for electric motor and electric motor equipped with same
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Method and device for controlling a drive system |
The present invention generally relates to a method and a device for controlling a drive system, in particular a hydraulic traveling drive of a crane, a caterpillar, an industrial truck or a construction machine, which has at least one drive unit for an element to be driven. On the one hand, the invention relates to a method, in which a desired value of an output parameter as well as a power limit value for the at least one drive unit are specified and in dependence on the specified desired value of the output parameter and the specified power limit value at least one actuating signal is provided for the at least one drive unit. The invention in particular relates to a method, in which at least two separate drive units are provided for a left drive wheel and a right drive wheel, wherein one desired speed each is specified for the two wheels and in dependence on the specified desired speeds at least one actuating signal is provided for the drive units. Furthermore, the invention relates to a control device for controlling such drive system, comprising a control signal circuit for providing an actuating signal for adjusting the at least one drive unit in dependence on a specified desired value of an output parameter and a specified power limit value for the at least on ...
Safety device for roller blinds, sun, awnings, gates or the like
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Метки: Method and device for controlling a drive system |
Method for determining a torque on a steering train of a vehicle with dynamic drive system |
The present invention relates to a method for determining the applied torque on a steering system of a motor vehicle.
With a conventional steering system, steerable wheels are steered by a driver via an actuation unit, more preferably through twisting a steering wheel. The rotating of the steering wheel causes a displacement of a rack which in turn pivots the wheels. In power steerings the steering movement of the driver is supported through an additional electric motor. Here, the steering support is generally performed through characteristic-controlled or regulated systems where the steering support is applied as a function of the vehicle speed.
Electric power steering systems generally utilize a separate torque sensor assigned to the steering system for measuring the steering moment applied to the steering wheel by the driver. This torque sensor usually serves exclusively for measuring the torque but can also be combined with an angle-of-rotation-sensor. In addition to this, indirect torque measurement is also known where, via the twisting angle of two parts of the steering column or the steering gear connected with an elastic element designed for this purpose, such as a torsion bar, the torque is determined. Also known is a direct torque measurement on a component of the steering train for example according to a magneto-elastic principle. However, in each case a mo ...
Wheel driving apparatus and electric vehicle including the same
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