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Создан: 14.06.2008
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Budgeting software

Четверг, 11 Сентября 2008 г. 11:32 + в цитатник

Budgeting software is a computer program that creates a profit or loss plan from data entered into the software. Some of the data to be entered may include earnings and expenditures.

There are many different types of budgeting software. Budgeting software is helpful in constructing and maintaining a personal or business budget.

Any sort of budgeting software can be used to keep track of a personal budget, but the software is only as good as the individual who is using it. To keep accurate records the budget must be updated with accurate data. If the budget is not updated on the software, it is of little use to the individual.

Computer generated budgets are commonly used because the replace the need to recalculate the budget when there is a change..

There are many different ways to keep a budget. There is the old fashioned method of a pencil and paper, but that has been virtually wiped out in the technology age. The next most common (and simplest) type of budgeting software is a spreadsheet program. With a spreadsheet program one have arrange their budget and perform calculations with rudimentary formulas.

Spreadsheets are simple to use, but don't offer features like date-shifting..

Money management software is some of the most comprehensive software on the market today. Products such as Quicken and Microsoft Money will keep track of individual account information with various types of accounts such as checking, savings, and investments. These programs can also track credit card spending and alert you when you have overspent on your monthly budget.

Programs like these can also connect to online bank accounts..

There is also spending management software that tracks the budget and gives the individual user information on how much money is left to spend during the current month.

Budgeting and forecasting : Budgeting software


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