According to the estimates of the Raiffeisenbank analysts, the dollar may cost about 70 Russian rubles by the end of December. It is noted that such a dramatic scenario can unfold even when the oil price remains above $70 per barrel. The prediction of the bank is based on the data on the difference between the revenues and expenditures of public funds. Assuming that the exchange rates of oil and the national currency remain unchanged, current account receipts in November-December will be $12.5 billion. This is not sufficient to repay foreign debt of $14.3 billion. Last month, the current account balance amounted to $12.1 billion, while the capital outflow reached a new record high, exceeding $10 billion. “Since such a large balance on the current account (two months in a row) did not lead to the strengthening of the ruble (although the CBR chose no currency), it can be concluded that the capital export was not the result of the increase of foreign currency by banks but of other factors,” the assessment of Raiffeisenbank includes.

In addition to the above negative factors, there is the pressure of sanctions. The ruble is under constant pressure from current and planned sanctions. The exchange rate of the ruble is guaranteed to decline later this year or at the beginning of 2019. Deputy head of Vnesheconombank Andrei Klepach agreed with the prediction and said that the ruble might collapse in 2019. In order to somehow mitigate the shortage of foreign exchange liquidity, the Federal Treasury is going to launch currency swap transactions at the Moscow exchange on December 8.

Read more: https://www.mt5.com/forex_humor/image/38746

https://instaforex.livejournal.com/1937683.html

According to the estimates of the Raiffeisenbank analysts, the dollar may cost about 70 Russian rubles by the end of December. It is noted that such a dramatic scenario can unfold even when the oil price remains above $70 per barrel. The prediction of the bank is based on the data on the difference between the revenues and expenditures of public funds. Assuming that the exchange rates of oil and the national currency remain unchanged, current account receipts in November-December will be $12.5 billion. This is not sufficient to repay foreign debt of $14.3 billion. Last month, the current account balance amounted to $12.1 billion, while the capital outflow reached a new record high, exceeding $10 billion. “Since such a large balance on the current account (two months in a row) did not lead to the strengthening of the ruble (although the CBR chose no currency), it can be concluded that the capital export was not the result of the increase of foreign currency by banks but of other factors,” the assessment of Raiffeisenbank includes.

In addition to the above negative factors, there is the pressure of sanctions. The ruble is under constant pressure from current and planned sanctions. The exchange rate of the ruble is guaranteed to decline later this year or at the beginning of 2019. Deputy head of Vnesheconombank Andrei Klepach agreed with the prediction and said that the ruble might collapse in 2019. In order to somehow mitigate the shortage of foreign exchange liquidity, the Federal Treasury is going to launch currency swap transactions at the Moscow exchange on December 8.

Read more: https://www.mt5.com/forex_humor/image/38746

https://instaforex.livejournal.com/1937683.html

The use of blockchain technology in the cryptocurrency sphere is no longer news, but everyday life. This issue is especially relevant for miners and other participants in the cryptocurrency market. At the same time, experts pay attention to other areas of application of this technology that will be interesting to market players.

At present, many people use the blockchain technology in the cryptocurrency sphere. It is widely used in the process of working with digital currencies, in particular with bitcoin. However, there are other options for using this technology which experts are willing to share.

Scalable cloud computingOne of the options for using the blockchain technology, offered by experts, is the possibility of cloud processing of a vast amount of information. During this process, the so-called Proof-of-Work (PoW) algorithm is used. It are also used by cryptocurrency miners in order to verify transactions. This process is similar to crowdsourcing or file sharing in P2P networks. If the entire mining of bitcoin is implemented in such a manner, users will not need significant amounts of energy.

New transportation model for high-value goodsExperts believe that the second method of the innovative use of the blockchain technology is the creation of an updated version of the transportation of high-value goods over long distances. According to specialists, this technology is intended to solve the problem of ineffective international trade, as well as to provide a secure exchange of values. This is not just about gadgets transportation, but also about the delivery of organs for transplantation, museum artifacts, and everything that is in need of absolutely safe transportation.

Free international tradeExperts consider the possibility of international trade without the intervention of any centralized authority controlling this process to be the third method of using the blockchain systems. However, bitcoin is still perceived as a toy for high tech lovers and a means of enrichment for investors and speculators.

Favorable energy savingThe next method of constructive use of the blockchain technology, according to experts, is its inclusion in the program of distribution of global power plants. This mainly applies to solar panels. Many companies strive to make solar energy more competitive and profitable, and the blockchain technology can cope with it. Using a smart system that connects the solar panels with the power grid through the blockchain network, users can sell and buy energy in line with current needs.

Means of facilitating housing rental and purchaseAnother use of the blockchain technology is to include it in the work of numerous Internet services for renting and purchasing housing. The introduction of network services has fundamentally changed the tourism industry. Now, any user can plan his trip by booking suitable accommodation through websites. However, a number of issues related to the rental and purchase of real estate remain unresolved. Many companies seek to influence the situation with the help of smart locks and control systems in the blockchain technology. The first steps in this direction are encouraging.

https://instaforex.livejournal.com/1937636.html

The use of blockchain technology in the cryptocurrency sphere is no longer news, but everyday life. This issue is especially relevant for miners and other participants in the cryptocurrency market. At the same time, experts pay attention to other areas of application of this technology that will be interesting to market players.

At present, many people use the blockchain technology in the cryptocurrency sphere. It is widely used in the process of working with digital currencies, in particular with bitcoin. However, there are other options for using this technology which experts are willing to share.

Scalable cloud computingOne of the options for using the blockchain technology, offered by experts, is the possibility of cloud processing of a vast amount of information. During this process, the so-called Proof-of-Work (PoW) algorithm is used. It are also used by cryptocurrency miners in order to verify transactions. This process is similar to crowdsourcing or file sharing in P2P networks. If the entire mining of bitcoin is implemented in such a manner, users will not need significant amounts of energy.

New transportation model for high-value goodsExperts believe that the second method of the innovative use of the blockchain technology is the creation of an updated version of the transportation of high-value goods over long distances. According to specialists, this technology is intended to solve the problem of ineffective international trade, as well as to provide a secure exchange of values. This is not just about gadgets transportation, but also about the delivery of organs for transplantation, museum artifacts, and everything that is in need of absolutely safe transportation.

Free international tradeExperts consider the possibility of international trade without the intervention of any centralized authority controlling this process to be the third method of using the blockchain systems. However, bitcoin is still perceived as a toy for high tech lovers and a means of enrichment for investors and speculators.

Favorable energy savingThe next method of constructive use of the blockchain technology, according to experts, is its inclusion in the program of distribution of global power plants. This mainly applies to solar panels. Many companies strive to make solar energy more competitive and profitable, and the blockchain technology can cope with it. Using a smart system that connects the solar panels with the power grid through the blockchain network, users can sell and buy energy in line with current needs.

Means of facilitating housing rental and purchaseAnother use of the blockchain technology is to include it in the work of numerous Internet services for renting and purchasing housing. The introduction of network services has fundamentally changed the tourism industry. Now, any user can plan his trip by booking suitable accommodation through websites. However, a number of issues related to the rental and purchase of real estate remain unresolved. Many companies seek to influence the situation with the help of smart locks and control systems in the blockchain technology. The first steps in this direction are encouraging.

https://instaforex.livejournal.com/1937636.html

The use of blockchain technology in the cryptocurrency sphere is no longer news, but everyday life. This issue is especially relevant for miners and other participants in the cryptocurrency market. At the same time, experts pay attention to other areas of application of this technology that will be interesting to market players.

At present, many people use the blockchain technology in the cryptocurrency sphere. It is widely used in the process of working with digital currencies, in particular with bitcoin. However, there are other options for using this technology which experts are willing to share.

Scalable cloud computingOne of the options for using the blockchain technology, offered by experts, is the possibility of cloud processing of a vast amount of information. During this process, the so-called Proof-of-Work (PoW) algorithm is used. It are also used by cryptocurrency miners in order to verify transactions. This process is similar to crowdsourcing or file sharing in P2P networks. If the entire mining of bitcoin is implemented in such a manner, users will not need significant amounts of energy.

New transportation model for high-value goodsExperts believe that the second method of the innovative use of the blockchain technology is the creation of an updated version of the transportation of high-value goods over long distances. According to specialists, this technology is intended to solve the problem of ineffective international trade, as well as to provide a secure exchange of values. This is not just about gadgets transportation, but also about the delivery of organs for transplantation, museum artifacts, and everything that is in need of absolutely safe transportation.

Free international tradeExperts consider the possibility of international trade without the intervention of any centralized authority controlling this process to be the third method of using the blockchain systems. However, bitcoin is still perceived as a toy for high tech lovers and a means of enrichment for investors and speculators.

Favorable energy savingThe next method of constructive use of the blockchain technology, according to experts, is its inclusion in the program of distribution of global power plants. This mainly applies to solar panels. Many companies strive to make solar energy more competitive and profitable, and the blockchain technology can cope with it. Using a smart system that connects the solar panels with the power grid through the blockchain network, users can sell and buy energy in line with current needs.

Means of facilitating housing rental and purchaseAnother use of the blockchain technology is to include it in the work of numerous Internet services for renting and purchasing housing. The introduction of network services has fundamentally changed the tourism industry. Now, any user can plan his trip by booking suitable accommodation through websites. However, a number of issues related to the rental and purchase of real estate remain unresolved. Many companies seek to influence the situation with the help of smart locks and control systems in the blockchain technology. The first steps in this direction are encouraging.

https://instaforex.livejournal.com/1937636.html

The use of blockchain technology in the cryptocurrency sphere is no longer news, but everyday life. This issue is especially relevant for miners and other participants in the cryptocurrency market. At the same time, experts pay attention to other areas of application of this technology that will be interesting to market players.

At present, many people use the blockchain technology in the cryptocurrency sphere. It is widely used in the process of working with digital currencies, in particular with bitcoin. However, there are other options for using this technology which experts are willing to share.

Scalable cloud computingOne of the options for using the blockchain technology, offered by experts, is the possibility of cloud processing of a vast amount of information. During this process, the so-called Proof-of-Work (PoW) algorithm is used. It are also used by cryptocurrency miners in order to verify transactions. This process is similar to crowdsourcing or file sharing in P2P networks. If the entire mining of bitcoin is implemented in such a manner, users will not need significant amounts of energy.

New transportation model for high-value goodsExperts believe that the second method of the innovative use of the blockchain technology is the creation of an updated version of the transportation of high-value goods over long distances. According to specialists, this technology is intended to solve the problem of ineffective international trade, as well as to provide a secure exchange of values. This is not just about gadgets transportation, but also about the delivery of organs for transplantation, museum artifacts, and everything that is in need of absolutely safe transportation.

Free international tradeExperts consider the possibility of international trade without the intervention of any centralized authority controlling this process to be the third method of using the blockchain systems. However, bitcoin is still perceived as a toy for high tech lovers and a means of enrichment for investors and speculators.

Favorable energy savingThe next method of constructive use of the blockchain technology, according to experts, is its inclusion in the program of distribution of global power plants. This mainly applies to solar panels. Many companies strive to make solar energy more competitive and profitable, and the blockchain technology can cope with it. Using a smart system that connects the solar panels with the power grid through the blockchain network, users can sell and buy energy in line with current needs.

Means of facilitating housing rental and purchaseAnother use of the blockchain technology is to include it in the work of numerous Internet services for renting and purchasing housing. The introduction of network services has fundamentally changed the tourism industry. Now, any user can plan his trip by booking suitable accommodation through websites. However, a number of issues related to the rental and purchase of real estate remain unresolved. Many companies seek to influence the situation with the help of smart locks and control systems in the blockchain technology. The first steps in this direction are encouraging.

https://instaforex.livejournal.com/1937636.html

Experts recorded a significant reduction in Wall Street’s major indices due to the fall in stocks of Apple Inc. and Goldman Sachs Group Inc. Analysts emphasized that this had a serious impact on the technology and financial sectors.

As a result of the unexpected collapse, three leading indices paired gains observed during the rally after the elections for the US Congress. In the late session of the New York Stock Exchange, the Dow Jones Industrial Average fell by 2.32% to 25,387.18 points, the S&P 500 lost 1.97% to 2,726.22 points, and the Nasdaq Composite collapsed by 2.78% to 7,200.87 points.

Apple shares sank by 5%. This happened after a number of suppliers to the company cut their forecasts. Apple’s decline impeded the rise of Nasdaq comprising a lot of technology companies. According to experts, the index dropped by more than 2%. Shares of a number of chipmakers supplying their products to Apple, such as Cirrus Logic Inc., Qorvo Inc., and Skyworks Solutions Inc., were also down.

Goldman Sachs shares lost 7.5%. This followed the statement of Malaysian Finance Minister Lim Guan Eng about the full refund of the fees that had been paid to the bank for arranging billions of dollars of deals for the 1MDB state fund, which was under investigation on suspicion of monetary fraud.

Shares of Goldman Sachs dragged down the Dow Jones, which lost more than 2%. Among the S&P 500’s eleven leading sectors, the financial and technology sectors suffered the most significant losses. The technology sector index contracted by 3.5%, while the financial sector index plunged by 2%. Given the decline in oil prices, the energy sector suffered losses as well.

Read more: https://www.mt5.com/forex_humor/image/38720

https://instaforex.livejournal.com/1937268.html

Experts recorded a significant reduction in Wall Street’s major indices due to the fall in stocks of Apple Inc. and Goldman Sachs Group Inc. Analysts emphasized that this had a serious impact on the technology and financial sectors.

As a result of the unexpected collapse, three leading indices paired gains observed during the rally after the elections for the US Congress. In the late session of the New York Stock Exchange, the Dow Jones Industrial Average fell by 2.32% to 25,387.18 points, the S&P 500 lost 1.97% to 2,726.22 points, and the Nasdaq Composite collapsed by 2.78% to 7,200.87 points.

Apple shares sank by 5%. This happened after a number of suppliers to the company cut their forecasts. Apple’s decline impeded the rise of Nasdaq comprising a lot of technology companies. According to experts, the index dropped by more than 2%. Shares of a number of chipmakers supplying their products to Apple, such as Cirrus Logic Inc., Qorvo Inc., and Skyworks Solutions Inc., were also down.

Goldman Sachs shares lost 7.5%. This followed the statement of Malaysian Finance Minister Lim Guan Eng about the full refund of the fees that had been paid to the bank for arranging billions of dollars of deals for the 1MDB state fund, which was under investigation on suspicion of monetary fraud.

Shares of Goldman Sachs dragged down the Dow Jones, which lost more than 2%. Among the S&P 500’s eleven leading sectors, the financial and technology sectors suffered the most significant losses. The technology sector index contracted by 3.5%, while the financial sector index plunged by 2%. Given the decline in oil prices, the energy sector suffered losses as well.

Read more: https://www.mt5.com/forex_humor/image/38720

https://instaforex.livejournal.com/1937268.html

The White House believes that sanctions are an effective and important tool for conducting international politics. Bans on the supply of goods, personal sanctions against large companies and individuals can have a significant impact on the economies of countries and force the authorities to make concessions. In our review, you will find countries sanctioned by the United States.

Sanctions, embargoes, prohibitions, and restrictions have become a common practice of US foreign policy in relation to countries with which there are disagreements on political and economic issues.
Sanctions may relate to trade, military, politics, energy, and the legal sphere and apply not only to states but to individuals and companies.

Russia
The United States suspended cooperation with Russia due to the situation in Ukraine and the annexation of the Crimea in March 2014. At the same time, the first sanctions were imposed on Russian individuals and companies.
In the same year, US President Barack Obama issued special decrees "on supporting sovereignty, integrity, democracy, and economic stability of Ukraine" and "on supporting the freedom of Ukraine", on the basis of which a multi-level system of sanctions against the Russian Federation was introduced.
American sanctions are aimed at key sectors of the Russian economy: financial, energy, defense, mining, and smelting. These measures limit the provision of loans, investment services, prohibit the supply of weapons, military equipment, high-tech equipment and technologies (for example, for exploration and production of oil in deep-sea areas, on the Arctic shelf and in shale formations).
Special “Crimean” sanctions prohibit investments in this region, as well as the importation or exportation of goods, services or technologies into (from) the territory of the peninsula.

Iran
The United States imposed sanctions on Iran in 1979, after a group of radical students attacked the American embassy in Tehran.
The sanctions consisted of a massive freeze of Iranian assets and were expanded and supplemented over the following years.
In 1984, the US government imposed a ban on arms sales to the country and economic aid.
In 1996, the oil trade between Iran and the US was banned, as well as the supply of aviation equipment.
In 2004, direct contacts between banks of the two countries were banned, as well as the publication of Iranian scientific papers.
These sanctions led to a sharp rise in prices for essential goods and a decrease in the quality of life in the country.

North Korea
Diplomatic relations between the United States and North Korea deteriorated during the Cold War and the civil war on the Korean Peninsula.
At the outbreak of hostilities in 1950, the United States imposed economic sanctions against North Korea, which gradually tightened.
Since 2006, special attention has been paid to the fact that North Korea has been developing nuclear weapons, as well as constantly threatening the United States and its allies.
In March 2016, the authorities imposed regular sanctions against North Korea after accusations of organizing cyber attacks on Sony Pictures.
At present, relations between countries are improving, while the sanctions remain in force.

Syria
The United States broke off diplomatic relations with Syria in 2012, but sanctions were imposed on this country since 1986.
The United States accuses Syria of supporting terrorist groups and waging war with unlawful means (using chemical weapons), while the authorities deny all charges.
In addition, the United States imposed numerous sanctions against individuals and companies in Syria, who are also accused of terrorism and corruption.
US citizens are prohibited from trading fuel with Syria, as well as investing in this country.

Sudan
Relations between the United States and Sudan deteriorated amid accusations of the country's authorities in supporting terrorist organizations (Palestinian and Lebanese terrorists).
In 1993, the Republic of Sudan was declared a state sponsoring terrorism what served as the basis for the imposition of sanctions in the trade and financial sector.
Regular sanctions against the East African country were imposed in connection with Sudan’s support for Iraq’s invasion of Kuwait and the organization of the Pan-Arab Islamic Conference which opposed Western countries.
In addition, Sudan is accused of providing refuge to international terrorists.

Cuba
The first US sanctions against Cuba were introduced during the Cold War in 1960 since the communist country was an ally of the USSR.
The basis for the sanctions was the nationalization of private enterprises that belonged to American citizens.
Currently, countries maintain diplomatic relations, but tensions remain as do restrictions on doing business between the United States and Cuba.
The previous US President, Barack Obama, tried to improve relations, but this process slowed down since Donald Trump found the establishment of agreements with Cuba “unprofitable”.

https://instaforex.livejournal.com/1937125.html

The White House believes that sanctions are an effective and important tool for conducting international politics. Bans on the supply of goods, personal sanctions against large companies and individuals can have a significant impact on the economies of countries and force the authorities to make concessions. In our review, you will find countries sanctioned by the United States.

Sanctions, embargoes, prohibitions, and restrictions have become a common practice of US foreign policy in relation to countries with which there are disagreements on political and economic issues.
Sanctions may relate to trade, military, politics, energy, and the legal sphere and apply not only to states but to individuals and companies.

Russia
The United States suspended cooperation with Russia due to the situation in Ukraine and the annexation of the Crimea in March 2014. At the same time, the first sanctions were imposed on Russian individuals and companies.
In the same year, US President Barack Obama issued special decrees "on supporting sovereignty, integrity, democracy, and economic stability of Ukraine" and "on supporting the freedom of Ukraine", on the basis of which a multi-level system of sanctions against the Russian Federation was introduced.
American sanctions are aimed at key sectors of the Russian economy: financial, energy, defense, mining, and smelting. These measures limit the provision of loans, investment services, prohibit the supply of weapons, military equipment, high-tech equipment and technologies (for example, for exploration and production of oil in deep-sea areas, on the Arctic shelf and in shale formations).
Special “Crimean” sanctions prohibit investments in this region, as well as the importation or exportation of goods, services or technologies into (from) the territory of the peninsula.

Iran
The United States imposed sanctions on Iran in 1979, after a group of radical students attacked the American embassy in Tehran.
The sanctions consisted of a massive freeze of Iranian assets and were expanded and supplemented over the following years.
In 1984, the US government imposed a ban on arms sales to the country and economic aid.
In 1996, the oil trade between Iran and the US was banned, as well as the supply of aviation equipment.
In 2004, direct contacts between banks of the two countries were banned, as well as the publication of Iranian scientific papers.
These sanctions led to a sharp rise in prices for essential goods and a decrease in the quality of life in the country.

North Korea
Diplomatic relations between the United States and North Korea deteriorated during the Cold War and the civil war on the Korean Peninsula.
At the outbreak of hostilities in 1950, the United States imposed economic sanctions against North Korea, which gradually tightened.
Since 2006, special attention has been paid to the fact that North Korea has been developing nuclear weapons, as well as constantly threatening the United States and its allies.
In March 2016, the authorities imposed regular sanctions against North Korea after accusations of organizing cyber attacks on Sony Pictures.
At present, relations between countries are improving, while the sanctions remain in force.

Syria
The United States broke off diplomatic relations with Syria in 2012, but sanctions were imposed on this country since 1986.
The United States accuses Syria of supporting terrorist groups and waging war with unlawful means (using chemical weapons), while the authorities deny all charges.
In addition, the United States imposed numerous sanctions against individuals and companies in Syria, who are also accused of terrorism and corruption.
US citizens are prohibited from trading fuel with Syria, as well as investing in this country.

Sudan
Relations between the United States and Sudan deteriorated amid accusations of the country's authorities in supporting terrorist organizations (Palestinian and Lebanese terrorists).
In 1993, the Republic of Sudan was declared a state sponsoring terrorism what served as the basis for the imposition of sanctions in the trade and financial sector.
Regular sanctions against the East African country were imposed in connection with Sudan’s support for Iraq’s invasion of Kuwait and the organization of the Pan-Arab Islamic Conference which opposed Western countries.
In addition, Sudan is accused of providing refuge to international terrorists.

Cuba
The first US sanctions against Cuba were introduced during the Cold War in 1960 since the communist country was an ally of the USSR.
The basis for the sanctions was the nationalization of private enterprises that belonged to American citizens.
Currently, countries maintain diplomatic relations, but tensions remain as do restrictions on doing business between the United States and Cuba.
The previous US President, Barack Obama, tried to improve relations, but this process slowed down since Donald Trump found the establishment of agreements with Cuba “unprofitable”.

https://instaforex.livejournal.com/1937125.html

Experts recorded a significant reduction in Wall Street’s major indices due to the fall in stocks of Apple Inc. and Goldman Sachs Group Inc. Analysts emphasized that this had a serious impact on the technology and financial sectors.

As a result of the unexpected collapse, three leading indices paired gains observed during the rally after the elections for the US Congress. In the late session of the New York Stock Exchange, the Dow Jones Industrial Average fell by 2.32% to 25,387.18 points, the S&P 500 lost 1.97% to 2,726.22 points, and the Nasdaq Composite collapsed by 2.78% to 7,200.87 points.

Apple shares sank by 5%. This happened after a number of suppliers to the company cut their forecasts. Apple’s decline impeded the rise of Nasdaq comprising a lot of technology companies. According to experts, the index dropped by more than 2%. Shares of a number of chipmakers supplying their products to Apple, such as Cirrus Logic Inc., Qorvo Inc., and Skyworks Solutions Inc., were also down.

Goldman Sachs shares lost 7.5%. This followed the statement of Malaysian Finance Minister Lim Guan Eng about the full refund of the fees that had been paid to the bank for arranging billions of dollars of deals for the 1MDB state fund, which was under investigation on suspicion of monetary fraud.

Shares of Goldman Sachs dragged down the Dow Jones, which lost more than 2%. Among the S&P 500’s eleven leading sectors, the financial and technology sectors suffered the most significant losses. The technology sector index contracted by 3.5%, while the financial sector index plunged by 2%. Given the decline in oil prices, the energy sector suffered losses as well.

Read more: https://www.mt5.com/forex_humor/image/38720

https://instaforex.livejournal.com/1936800.html

The global economy instability makes market participants to look for a traditional bank deposits replacement. In this regard, experts offer several options for investment. They are considered the most effective compared to other

Today, amid a global economic downturn, many market participants are seeking to find reliable ways to preserve their savings. Previously, a bank deposit served as an option. However, times have changed, and experts consider other alternatives more serious investments in the future. To increase your savings, you may use many financial instruments.

Corporate bonds
Corporate bonds are one of the most important financial instruments, experts say. This is one of the most popular, affordable and low-risk tools of the stock market. The entry threshold is low: for ruble bonds, the threshold is 1,000 rubles, for euro bonds it starts from 1,000 US dollars. You can earn up to 10% per annum on ruble bonds. In terms of reliability, bonds are not inferior to a bank deposit. They are suitable for novice investors. The disadvantage of bonds is that they are not insured. If the issuer goes bankrupt, all investments will be lost.

Crowdfunding
Now, crowdfunding is a very popular financial instrument. It is a collective financing of any business. Earlier, only large entrepreneurs with a capital of several million dollars participated in crowdfunding, but now the middle class with small amounts is leading in this type of investment. If you have a loan agreement (crowdlending) with a company, you can get 20-25% per annum. Many people are afraid to invest in young companies, as there is a high risk of losses. However, the number of investors in startups is growing.

Structural products
This financial product can be purchased from a bank, broker or management company. It is an investment portfolio formed from two or more financial instruments: bank deposits, real estate investments, precious metals, securities, etc. Demand for options and bonds is often the highest. Financial assets are distributed in such a way that the profitability of the risk-free part covers possible losses of another share of investments. The entry threshold here is high: for a dollar product, the minimum threshold is 5,000 or 10,000 US dollars, for a ruble one, the threshold is from 100,000 to 200,000 rubles.

Stock dividends
Stock dividends are companies’ shares that pay dividends. In rubles, income can reach 13-15% per annum, and in dollars - 2-4%. The shareholder will receive income if the company operates confidently in the market and is profitable. Shares are one of the most liquid instruments; they can be sold at any time. Experts believe that most of them are able to survive the crisis, recession and market collapse. You only need to be patient and wait for quotations to recover.

Real estate
Real estate is the most effective investment tool. Experts advise to focus on commercial housing, for example, to have an agreement with the company that manages the apartment hotels. The yield can reach 10% per annum. For rental, it is best to use a mortgage apartment abroad, for example, in Germany. The entry threshold for this market is not too high - from 30,000 euros. You can also become a member of a real estate unit investment fund abroad, including those listed on the stock exchange (REIT).

https://instaforex.livejournal.com/1936537.html

The US dollar, having reached its heights last week, approached a 16-month peak. At the same time, the British pound remains under pressure amid no-deal Brexit fears.

Extending a rapid rally of the last week, the US dollar reached a 16-month high. At the same time, the British pound remains under pressure due to the deadlock in the Brexit deal.

Most investors expect the Fed to continue tightening monetary policy. The Federal Reserve confirmed its intention to raise interest rates by 25 basis points next month. According to the Fed, two more interest-rate increases are expected by mid-2019.

The US currency finds support from a variety of factors such as risk aversion sentiment due to the trade dispute between Washington and Beijing, a slowdown in China’s economy, and uncertainty about Brexit.

The British pound declined by 0.35% to $1.2928. That was caused by mounting tensions in the British government. The policymakers argue fiercely over a blueprint for the terms of the UK exit from the EU.

The euro fell against the US dollar for three sessions in a row. Italy's budget dispute triggered deterioration of the investor sentiment.

Read more: https://www.mt5.com/forex_humor/image/38703

https://instaforex.livejournal.com/1936297.html

The US dollar, having reached its heights last week, approached a 16-month peak. At the same time, the British pound remains under pressure amid no-deal Brexit fears.

Extending a rapid rally of the last week, the US dollar reached a 16-month high. At the same time, the British pound remains under pressure due to the deadlock in the Brexit deal.

Most investors expect the Fed to continue tightening monetary policy. The Federal Reserve confirmed its intention to raise interest rates by 25 basis points next month. According to the Fed, two more interest-rate increases are expected by mid-2019.

The US currency finds support from a variety of factors such as risk aversion sentiment due to the trade dispute between Washington and Beijing, a slowdown in China’s economy, and uncertainty about Brexit.

The British pound declined by 0.35% to $1.2928. That was caused by mounting tensions in the British government. The policymakers argue fiercely over a blueprint for the terms of the UK exit from the EU.

The euro fell against the US dollar for three sessions in a row. Italy's budget dispute triggered deterioration of the investor sentiment.

Read more: https://www.mt5.com/forex_humor/image/38703

https://instaforex.livejournal.com/1936297.html

The US dollar, having reached its heights last week, approached a 16-month peak. At the same time, the British pound remains under pressure amid no-deal Brexit fears.

Extending a rapid rally of the last week, the US dollar reached a 16-month high. At the same time, the British pound remains under pressure due to the deadlock in the Brexit deal.

Most investors expect the Fed to continue tightening monetary policy. The Federal Reserve confirmed its intention to raise interest rates by 25 basis points next month. According to the Fed, two more interest-rate increases are expected by mid-2019.

The US currency finds support from a variety of factors such as risk aversion sentiment due to the trade dispute between Washington and Beijing, a slowdown in China’s economy, and uncertainty about Brexit.

The British pound declined by 0.35% to $1.2928. That was caused by mounting tensions in the British government. The policymakers argue fiercely over a blueprint for the terms of the UK exit from the EU.

The euro fell against the US dollar for three sessions in a row. Italy's budget dispute triggered deterioration of the investor sentiment.

Read more: https://www.mt5.com/forex_humor/image/38703

https://instaforex.livejournal.com/1936297.html

The caravan, which numbers thousands of people, formed in the Honduran city of San Pedro Sula on October 13 and now is walking toward the US border. Migrants from Honduras, El Salvador, and Guatemala are ready to travel more than 2,500 km, in an attempt to escape unemployment and the threat of violence in their home countries. Read in our article what keeps refugees from Central America continuing their way, and why they are not afraid of Trump's threats.

On 12 October, in the crime-ridden Honduran city of San Pedro Sula, a group of 160 people gathered at a bus terminal and prepared to set off on the dangerous journey to the US border. They had been planning the trek for more than a month. But after their plan was posted on Facebook, news of it quickly spread and the numbers swelled to more than 1,000 people.

The caravan set off in the early hours of 13 October. They have since crossed into neighbouring Guatemala and then Mexico, with thousands more people joining along the way. The Mexican government estimates about 3,600 people are heading north. The UN said that the caravan currently comprises some 7,000 people.
These are not the first attempts of a group of people to cross the US border, but this caravan has become the most numerous.

Most migrants are looking for a better life in the USA and Mexico. Guatemala, Sadvador and Hondurasconsistently rank among the most violent countries in the world. "We want to give our children a better future and here [in Honduras] we can't find work," one mother of two told the local newspaper.

“The United States for us is a promised land, a sanctuary,” said Jose Vega, one of the caravan's participants. “To reach any sanctuary, you have to take risks.”

The journey is gruelling and poses a number of challenges for those who decide to join the caravan. On average, a caravan covers from 30 to 50 km per day. Most of the migrants took with them only one backpack, leaving everything else at home.

The day of the caravan's participants starts at 3 o'clock in the morning. Because of the hot weather during the day, participants run the risk of sunstroke and therefore they begin to move before dawn. On the way there are not many reliable sources of water and food, so many suffer from dehydration. The correspondent of The Washington Post, who traveled more than 40 km with the caravan in one day, writes about it.

In addition to the shortage of food and water, migrants face criminal gangs who abduct procession participants to get ransom or sell them into slavery. But even in spite of these difficulties, many feel safer than in their own countries.

The caravan reached the Guatemala-Mexico border and divided: 3,500 people are moving through southern Mexico; the second group of 3,000 migrants was located on the Guatemala-Mexico border.

Mexico has sent hundreds of police to its southern border. Honduran migrants in a massive caravan surged across a bridge leading to Mexico before they were halted in a chaotic confrontation with a phalanx of Mexican police in riot gear. Several police and an undetermined number of migrants were injured (including women and children).

Mexico has offered temporary work permits to migrants who register for asylum. The plan also envisages temporary ID cards, medical care and schooling. But to qualify, migrants must remain in Mexico's southern Chiapas and Oaxaca states. The Mexican president, Enrique Pe~na Nieto, said that this plan is only for those who comply with Mexican laws.

Some have accepted the Mexican authorities' offer, but most migrants said they had no intention of abandoning their plans to head to the US. "Because, yes, while life here is calmer than at home, it's still not like the US where it would get better. That's the goal: to have a better life," refugees said. However, another migrant described Mr Pe~na Nieto's proposal as a decent "plan B".

Donald Trump announced his intention to send more than 5,000 troops to the border with Mexico and promised to stop financing Honduras, Guatemala and El Salvador if they continue allowing residents to cross their borders in order to reach the United States and "pass through into territory of our country illegally." All illegal immigrants will be sent back to their countries, Trump added. There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

Tents will be set up at the border for arriving migrants. "We are not going to build structures and spend all of this, hundreds of millions of dollars. We are going to have tents. They are going to be very nice, and if they don’t get asylum, they get out," Trump said during an interview. The military will ensure that migrants do not leave the tent cities until the end of the legal proceedings.

US media and experts believe that Trump is artificially inflating the topic of migration on the eve of the November midterm congressional elections. While there is only a week left before the elections, migrants will need at least two months to reach the US-Mexico border, so there’s nothing to worry about.

https://instaforex.livejournal.com/1936115.html

The caravan, which numbers thousands of people, formed in the Honduran city of San Pedro Sula on October 13 and now is walking toward the US border. Migrants from Honduras, El Salvador, and Guatemala are ready to travel more than 2,500 km, in an attempt to escape unemployment and the threat of violence in their home countries. Read in our article what keeps refugees from Central America continuing their way, and why they are not afraid of Trump's threats.

On 12 October, in the crime-ridden Honduran city of San Pedro Sula, a group of 160 people gathered at a bus terminal and prepared to set off on the dangerous journey to the US border. They had been planning the trek for more than a month. But after their plan was posted on Facebook, news of it quickly spread and the numbers swelled to more than 1,000 people.

The caravan set off in the early hours of 13 October. They have since crossed into neighbouring Guatemala and then Mexico, with thousands more people joining along the way. The Mexican government estimates about 3,600 people are heading north. The UN said that the caravan currently comprises some 7,000 people.
These are not the first attempts of a group of people to cross the US border, but this caravan has become the most numerous.

Most migrants are looking for a better life in the USA and Mexico. Guatemala, Sadvador and Hondurasconsistently rank among the most violent countries in the world. "We want to give our children a better future and here [in Honduras] we can't find work," one mother of two told the local newspaper.

“The United States for us is a promised land, a sanctuary,” said Jose Vega, one of the caravan's participants. “To reach any sanctuary, you have to take risks.”

The journey is gruelling and poses a number of challenges for those who decide to join the caravan. On average, a caravan covers from 30 to 50 km per day. Most of the migrants took with them only one backpack, leaving everything else at home.

The day of the caravan's participants starts at 3 o'clock in the morning. Because of the hot weather during the day, participants run the risk of sunstroke and therefore they begin to move before dawn. On the way there are not many reliable sources of water and food, so many suffer from dehydration. The correspondent of The Washington Post, who traveled more than 40 km with the caravan in one day, writes about it.

In addition to the shortage of food and water, migrants face criminal gangs who abduct procession participants to get ransom or sell them into slavery. But even in spite of these difficulties, many feel safer than in their own countries.

The caravan reached the Guatemala-Mexico border and divided: 3,500 people are moving through southern Mexico; the second group of 3,000 migrants was located on the Guatemala-Mexico border.

Mexico has sent hundreds of police to its southern border. Honduran migrants in a massive caravan surged across a bridge leading to Mexico before they were halted in a chaotic confrontation with a phalanx of Mexican police in riot gear. Several police and an undetermined number of migrants were injured (including women and children).

Mexico has offered temporary work permits to migrants who register for asylum. The plan also envisages temporary ID cards, medical care and schooling. But to qualify, migrants must remain in Mexico's southern Chiapas and Oaxaca states. The Mexican president, Enrique Pe~na Nieto, said that this plan is only for those who comply with Mexican laws.

Some have accepted the Mexican authorities' offer, but most migrants said they had no intention of abandoning their plans to head to the US. "Because, yes, while life here is calmer than at home, it's still not like the US where it would get better. That's the goal: to have a better life," refugees said. However, another migrant described Mr Pe~na Nieto's proposal as a decent "plan B".

Donald Trump announced his intention to send more than 5,000 troops to the border with Mexico and promised to stop financing Honduras, Guatemala and El Salvador if they continue allowing residents to cross their borders in order to reach the United States and "pass through into territory of our country illegally." All illegal immigrants will be sent back to their countries, Trump added. There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

Tents will be set up at the border for arriving migrants. "We are not going to build structures and spend all of this, hundreds of millions of dollars. We are going to have tents. They are going to be very nice, and if they don’t get asylum, they get out," Trump said during an interview. The military will ensure that migrants do not leave the tent cities until the end of the legal proceedings.

US media and experts believe that Trump is artificially inflating the topic of migration on the eve of the November midterm congressional elections. While there is only a week left before the elections, migrants will need at least two months to reach the US-Mexico border, so there’s nothing to worry about.

https://instaforex.livejournal.com/1936115.html

The caravan, which numbers thousands of people, formed in the Honduran city of San Pedro Sula on October 13 and now is walking toward the US border. Migrants from Honduras, El Salvador, and Guatemala are ready to travel more than 2,500 km, in an attempt to escape unemployment and the threat of violence in their home countries. Read in our article what keeps refugees from Central America continuing their way, and why they are not afraid of Trump's threats.

On 12 October, in the crime-ridden Honduran city of San Pedro Sula, a group of 160 people gathered at a bus terminal and prepared to set off on the dangerous journey to the US border. They had been planning the trek for more than a month. But after their plan was posted on Facebook, news of it quickly spread and the numbers swelled to more than 1,000 people.

The caravan set off in the early hours of 13 October. They have since crossed into neighbouring Guatemala and then Mexico, with thousands more people joining along the way. The Mexican government estimates about 3,600 people are heading north. The UN said that the caravan currently comprises some 7,000 people.
These are not the first attempts of a group of people to cross the US border, but this caravan has become the most numerous.

Most migrants are looking for a better life in the USA and Mexico. Guatemala, Sadvador and Hondurasconsistently rank among the most violent countries in the world. "We want to give our children a better future and here [in Honduras] we can't find work," one mother of two told the local newspaper.

“The United States for us is a promised land, a sanctuary,” said Jose Vega, one of the caravan's participants. “To reach any sanctuary, you have to take risks.”

The journey is gruelling and poses a number of challenges for those who decide to join the caravan. On average, a caravan covers from 30 to 50 km per day. Most of the migrants took with them only one backpack, leaving everything else at home.

The day of the caravan's participants starts at 3 o'clock in the morning. Because of the hot weather during the day, participants run the risk of sunstroke and therefore they begin to move before dawn. On the way there are not many reliable sources of water and food, so many suffer from dehydration. The correspondent of The Washington Post, who traveled more than 40 km with the caravan in one day, writes about it.

In addition to the shortage of food and water, migrants face criminal gangs who abduct procession participants to get ransom or sell them into slavery. But even in spite of these difficulties, many feel safer than in their own countries.

The caravan reached the Guatemala-Mexico border and divided: 3,500 people are moving through southern Mexico; the second group of 3,000 migrants was located on the Guatemala-Mexico border.

Mexico has sent hundreds of police to its southern border. Honduran migrants in a massive caravan surged across a bridge leading to Mexico before they were halted in a chaotic confrontation with a phalanx of Mexican police in riot gear. Several police and an undetermined number of migrants were injured (including women and children).

Mexico has offered temporary work permits to migrants who register for asylum. The plan also envisages temporary ID cards, medical care and schooling. But to qualify, migrants must remain in Mexico's southern Chiapas and Oaxaca states. The Mexican president, Enrique Pe~na Nieto, said that this plan is only for those who comply with Mexican laws.

Some have accepted the Mexican authorities' offer, but most migrants said they had no intention of abandoning their plans to head to the US. "Because, yes, while life here is calmer than at home, it's still not like the US where it would get better. That's the goal: to have a better life," refugees said. However, another migrant described Mr Pe~na Nieto's proposal as a decent "plan B".

Donald Trump announced his intention to send more than 5,000 troops to the border with Mexico and promised to stop financing Honduras, Guatemala and El Salvador if they continue allowing residents to cross their borders in order to reach the United States and "pass through into territory of our country illegally." All illegal immigrants will be sent back to their countries, Trump added. There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

There also are already more than 2,000 National Guard troops at the border. Pentagon officials announced that by the end of the week they would deploy 5,200 soldiers on the border, stating that the operation, called “True Patriot”, should tighten the check at the entry points. This is more than the overall number of the US military in Iraq and Syria. Most will be sent to Texas, Arizona, and California, many will be armed.

Tents will be set up at the border for arriving migrants. "We are not going to build structures and spend all of this, hundreds of millions of dollars. We are going to have tents. They are going to be very nice, and if they don’t get asylum, they get out," Trump said during an interview. The military will ensure that migrants do not leave the tent cities until the end of the legal proceedings.

US media and experts believe that Trump is artificially inflating the topic of migration on the eve of the November midterm congressional elections. While there is only a week left before the elections, migrants will need at least two months to reach the US-Mexico border, so there’s nothing to worry about.

https://instaforex.livejournal.com/1936115.html

Venezuela is unsuccessfully seeking to repatriate about 14 tons of gold bars worth almost half a billion dollars from the Bank of England, Reuters reports, citing sources.

Venezuela fears that gold could be caught up in sanctions. Caracas has not managed to bring the gold bars back for two months. The difficulties supposedly arise from impossibility of obtaining insurance, which is required for transportation of such a large amount of precious metal.

At the same time, the Bank of England insists on clarification what Venezuela plans to do with the gold reserves. The United States, for its part, is preparing sanctions to impede any Caracas operations with its gold. Donald Trump announced that last week.

Thus, Venezuela risks being left without gold. According to the IMF, the country's gold reserves are rapidly depleting. Today they are estimated to be worth little over 5 million ounces, although, not so long ago they made up 12 million. The country is forced to pay for imports with gold due to sanctions.

In recent years, the country has experienced a profound economic and social crisis, which is accompanied by hyperinflation, devaluation of the national currency, and a shortage of essential goods and medicines. Every day about 5 thousand citizens leave Venezuela and more than 2.6 million of its citizens are living abroad. The Venezuelan government denies that the country is facing the humanitarian crisis.

Read more: https://www.mt5.com/forex_humor/image/38675

https://instaforex.livejournal.com/1935862.html

Venezuela is unsuccessfully seeking to repatriate about 14 tons of gold bars worth almost half a billion dollars from the Bank of England, Reuters reports, citing sources.

Venezuela fears that gold could be caught up in sanctions. Caracas has not managed to bring the gold bars back for two months. The difficulties supposedly arise from impossibility of obtaining insurance, which is required for transportation of such a large amount of precious metal.

At the same time, the Bank of England insists on clarification what Venezuela plans to do with the gold reserves. The United States, for its part, is preparing sanctions to impede any Caracas operations with its gold. Donald Trump announced that last week.

Thus, Venezuela risks being left without gold. According to the IMF, the country's gold reserves are rapidly depleting. Today they are estimated to be worth little over 5 million ounces, although, not so long ago they made up 12 million. The country is forced to pay for imports with gold due to sanctions.

In recent years, the country has experienced a profound economic and social crisis, which is accompanied by hyperinflation, devaluation of the national currency, and a shortage of essential goods and medicines. Every day about 5 thousand citizens leave Venezuela and more than 2.6 million of its citizens are living abroad. The Venezuelan government denies that the country is facing the humanitarian crisis.

Read more: https://www.mt5.com/forex_humor/image/38675

https://instaforex.livejournal.com/1935862.html