If you want to become an insurance agent you are going to need to have an insurance license. There are many types of insurance licenses and depending on what state you are in you might have to take a test for each group of insurance you want to sell.

Some of the insurance licenses you might be interested in obtaining are those that allow you to sell life, health, accident, auto, or home owners insurance. For any of these you will need to either take a course or buy a book to study. You will then want to register with your states' testing division and set up a test date.

Once you pass your test you'll need to fill out the paperwork and pay the fees required by your state. After you receive your insurance licenses you will need to take classes on a regular basis to keep your license, how regularly depends on the state you are licensed in..

You also need to decide if you want a license to become a broker or an agent. An insurance broker is a person who intercedes between businesses and insurance companies. A broker usually works with many different insurance companies so you can quickly find the best policy for you. An insurance agent, on the other hand, is usually authorized by only one company and represents it alone.

That company may handle multiple types of insurance but the agent will not be searching to find the best price for you. Rather, he or she will be looking for the policy that is the best for you out of the policies offered by their company..

When obtaining your insurance licenses you will be faced with many decisions regarding the sector of insurance you will practice in. But, once the laws and regulations of insurance are learned, each sector is only a test away.

Insurance : Insurance licenses