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Создан: 10.06.2008
Записей: 87
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Elini Unisex New Yorker XL Chronograph Dark Blue Leather Watch, M...

Суббота, 22 Ноября 2008 г. 22:56 + в цитатник

Более 6,5 тыс. новосибирцев проверили свое сердце на "Кардиовизоре"

Суббота, 22 Ноября 2008 г. 00:34 + в цитатник

В Новосибирске с 29 сентября по 9 октября в рамках благотворительной акции "Сибирь за здоровое сердце", организованной мэрией города Новосибирска и Общероссийской общественной организацией "Лига здоровья нации", обследование на приборах "Кардиовизор-06С" уже прошли 6 723 горожанина. Как 13 октября рассказали корреспонденту ИА REGNUM в пресс-центре мэрии Новосибирска, традиционно высокий процент обследованных приходится на женщин, из всех прошедших обследование - 78% (5 282 человек) составляют женщины. К самой активной возрастной группе относятся люди от 61 до 75 лет - 36,4%.

Состояние здоровья миокарда выглядит следующим образом: 60% обследованных горожан имеют нормальные показатели, 20% - пограничное состояние, 11% - слабовыраженную патологию и 9% - выраженную патологию миокарда.

В Новосибирске в рамках акции "Проверь свое сердце" с 29 сентября по 23 октября все желающие старше 18 лет смогут пройти обследование на приборе "Кардиовизор-06С". Приборы установлены в пяти лечебно-профилактических учреждениях города: поликлиниках №20, 27, 22, 26 и поликлиническом отделении городской больницы №2.

Более 6,5 тыс. новосибирцев проверили свое сердце на "Кардиовизоре"

Более 6,5 тыс. новосибирцев проверили свое сердце на "Кардиовизоре" .-::77131::-.


Знакомить(ся) / ознакомиться) / знакомый / знакомство

Суббота, 22 Ноября 2008 г. 00:19 + в цитатник

to acquaint smb. / oneself with smth. => (о)знакомить кого-либо / (о)знакомиться с чем-либо:

Will you acquaint him with the facts of the case. => Будьте любезны, ознакомьте его с фактами по этому делу.

Wouldn't you like to acquaint yourself with your new duties? => Разве вам не хотелось бы ознакомиться со своими новыми обязанностями?

to be / to become acquainted with smth. => быть знакомым / знакомиться с чем-либо:

They were not acquainted with the real reason for the divorce. => Они были незнакомы с действительной причиной развода. / Им была неизвестна настоящая причина развода.

You will soon become fully acquainted with the plan. => Скоро вас подробно ознакомят с планом.

to be acquainted (with smb.) => быть знакомым (с кем-либо):

We are not acquainted. => Мы незнакомы. / Мы не знаем друг друга.

I am not acquainted with him. => Я незнаком с ним. I'm slightly acquainted with her. => Я немного знаком с ней.

She was very well acquainted with them. => Она была очень хорошо знакома с ними. / Она знала их очень хорошо.

to get / to become acquainted (with smb.) => познакомиться (с кем-либо):

Let's get acquainted. => Давайте познакомимся.

I don't want to get acquainted with him. => Я не хочу знакомиться с ним.

They became / got acquainted last month. => Они познакомились в прошлом месяце.

acquaintance => знакомый (существительное):

I can't ask her about it — she's only an acquaintance. => Я не могу спросить ее об этом — она всего лишь (моя) знакомая.

Не has a wide circle of acquaintances. => У него широкий круг знакомств. / У него много разных знакомых.

We are old acquaintances. => Мы старые знакомые. / Мы давно знаем друг друга.

to have acquaintance with smth. => быть знакомым (поверхностно) с чем-либо:

I have some little acquaintance with medicine. => Я немножко знаком с медициной.

Do you have any acquaintance with this car / model? =” Ты знаком с этим автомобилем? / Ты знаешь эту модель?

a nodding acquaintance with smb./smth. => шапочное / поверхностное знакомство с кем-либо / чем-либо:

I have no more than a nodding acquaintance with them / with their work. => Я почти незнаком с ними. / Я почти незнаком с их работой.

to make smb.'s acquaintance / the acquaintance of smb.

=> познакомиться с кем-либо:

Where / When did you first make their acquaintance? => Где / Когда ты впервые встретился / познакомился с ними?

I want you to make the acquaintance of my fiancee. => Я хочу, чтобы ты познакомился с моей невестой.

on/upon further acquaintance => при дальнейшем / более близком знакомстве:

His attitude towards this problem seemed unclear first, but he appeared to be on our side on/upon further acquaintance. => Поначалу его отношение к этой проблеме казалось неясным, но при более близком знакомстве выяснилось, что он на нашей стороне.

to meet (smb.) => знакомиться (с кем-либо):

Have we met (before)? => Мы знакомы?

We haven't met before. => Мы незнакомы.

I know him by sight, but we've never met. => Я знаю его с виду, но мы незнакомы.

Meet my husband John. => Познакомьтесь с моим мужем — Джон.

(I am) Pleased to meet you. => Приятно познакомиться с Вами.

to introduce smb. (to smb.) => познакомить / представить кого-либо (кому-либо):

Allow me to introduce myself. => Позвольте представиться.

Let me introduce my wife to you. => Позвольте, я представлю Вам свою жену.

Let me introduce you to my wife. => Давай, я познакомлю тебя со своей женой.

I don't think we've been introduced. => Мы, кажется, незнакомы.

to introduce smb. to smth. => знакомить кого-либо с чем-либо:

Shall I introduce him to our plan? =” Познакомить его с нашим планом? / Рассказать ему о нашем плане?

You shouldn't introduce him to alcohol. => Вы не должны приучать его к спиртному (знакомить с алкоголем).

to know smb. / smth. => знать / быть знакомым с кем-либо / чем-либо:

I don't know him. => Я не знаю его. / Я незнаком с ним.

We've known each other since we were children. => Мы знакомы / знаем друг друга с детства.

Do you know the plan well? => Ты хорошо знаешь план? / Ты хорошо ознакомился с планом?

to be familiar with smth. => быть хорошо знакомым с чем-либо:

I don't know whether he is familiar with this technology. => Я не знаю, знаком ли он с этой технологией.

to be familiar (to smb.) => быть хорошо знакомым кому-либо:

Her face is very familiar (to me) but I can't remember her name. => Ее лицо мне очень знакомо, но я не могу вспомнить ее имя.

the familiar story / sight / voice / ... => знакомая история / знакомый вид / голос / ...

Изучение английского языка : Знакомство

Знакомить(ся) / ознакомиться) / знакомый / знакомство .-::08866::-.


Jaeger-LeCoultre Men's Master Compressor Automatic Series Watch

Четверг, 20 Ноября 2008 г. 22:21 + в цитатник

PwC: к концу года в автомобильной отрасли будет 500 слияний и поглощений

Вторник, 18 Ноября 2008 г. 23:41 + в цитатник

Объем сделок слияния и поглощения на мировом автомобильном рынке в первой половине 2008 года сохранялся на высоком уровне, о чем свидетельствуют результаты анализа, проведенного PricewaterhouseCoopers (PwC). Ожидается, что число сделок в этом году превысит 500, причем рынок выйдет на эту отметку уже в десятый раз за последние одиннадцать лет.Как отмечается в пресс-релизе PwC, глобальный кредитный кризис и экономический спад в США привели к сокращению крупных сделок, наблюдавшихся в 2007 году. Тем не менее в первой половине 2008 года активность на рынке слияний и поглощений близка к уровню того же периода 2005 года и лишь незначительно отличается в меньшую сторону от среднего показателя за первое полугодие в период с 2005 по 2007 годы. В течение первой половины 2008 года было заключено 289 сделок, объем которых, по опубликованным данным, составляет $13,2 млрд.

PwC: к концу года в автомобильной отрасли будет 500 слияний и поглощений

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Clinical features

Четверг, 13 Ноября 2008 г. 14:19 + в цитатник

In over 60 per cent of cases hidradenitis suppurativa can be shown to be a genetic disease, often due to a single gene. The disease affects the sites where apocrine glands abound - the axilla, anogenital area and breasts . However, some sites may be involved to a lesser or greater degree than others.

As with acne, the severity of hidradenitis suppurativa varies markedly. It does not occur before puberty or after the menopause and may show a premenstrual flare. Pregnancy may help the condition. Of a series of cases observed, 47.5 per cent had significant acne and 17 per cent were hirsute.31 Blackheads were found in apocrine sites in 88 per cent but also in retro-auricular sites in 43 per cent and are considered to be an important physical sign for early diagnosis.

Pilonidal sinuses were evident in 19 per cent. Papules, pustules and nodules are common lesion types..

Hidradenitis suppurativa presents to general and plastic surgeons, gynaecologists and dermatologists. Dermatologists may be consulted as secondary referees when an underlying systemic disease is considered or an explanation for apparent recurrent infection is sought. The disease is often at an advanced stage before it is diagnosed, by which time undermining abscesses and sinus tracts have become established.

The magnitude of the social, economic and medical problems confronting the patients is not generally recognized. Although the disease can become spontaneously quiescent at an early stage, it more commonly continues relentlessly for years, until the menopause. Rarely does it progress beyond this period, and there are no reports of cases developing after the menopause..

A recognized but uncommon association of hidradenitis suppurativa is perifolliculitis capitis abscendens et suffodiens (dissecting cellulitis of the scalp), which consists of recurrent abscess formation over the vertex and occipital scalp . The abscesses often intercommunicate by sinus formation and heal with scarring and patchy alopecia.

The cause of the condition is not known and treatment is difficult. Longterm oral antibiotics, intralesional triamcinolone and, at times, surgery may be required..

Home : Clinical features

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Government scholarships

Среда, 24 Сентября 2008 г. 13:30 + в цитатник

By the time our kids mutter their first sentences, we will have had our first mild panic attack as we wonder how much college tuition will increase from its already high price, in eighteen years when it is time to send our little genius off for a higher education. We pledge to work hard and pursue scholarships, but secretly we hope her singing career takes off so we can travel the country supporting her rock band..

By the time our big kids are finishing high school they may start to think for themselves for the first time and decide that they donТt want to go to college. For a second we will get excited because we know how short we are in our tuition fund, but then we remember why college is important. A college degree can provide many opportunities in your child's life..

Greater Knowledge is one of them. Not only knowledge in the subjects for the sake of a good job, but for the ability to understand developments, think abstractly and critically, to express herself clearly in speech and writing and to make wise decisions. With knowledge comes potential for job opportunities and lastly more money.

Which brings us full circle..

If you need assistance for your child's tuition, you might qualify for a government scholarship. A scholarship is money for college that you will never be expected to pay back. There are many different scholarships available and are definitely worth the effort put forth to find one for which you qualify.

A college scholarship is used based upon the student meeting certain criteria based on grades, sports, community involvement, etc. What you might not know about, though, is you can also apply for government grants. Government grants are available in a variety of categories including disadvantaged students and health care..

Government : Government scholarships


Human resources degree

Вторник, 23 Сентября 2008 г. 14:31 + в цитатник

A human resources degree can help you enter many different career fields. The classes you will take will be from a wide variety of subjects and will help you achieve a well rounded education.

What you want to do with your degree will greatly influence what course work you will need. Some of the classes you might take while pursuing your human resources degree include accounting, finance, leadership, management, and marketing classes.

These will help prepare you for life in the business world and give you the skills you will need to work closely with and manage others..

There are many different types of careers you could chose to pursue once you have received your human resources degree. Among the many options available you could become a director of human resources, a recruiting specialist, or a personal consultant. As a director of human resources you would be involved in interviewing and hiring other employees and would be instrumental in developing policies and initiatives.

A recruiting specialist position is similar in that you would still be involved in hiring but in this position you would actively be looking for new employees. You would maintain close connections with colleges and technical schools to provide scholarships for promising students and to keep an eye on students who might be valuable to the company.

As personal consultant you would most likely work at a firm that specializes in finding the right people to fill available job openings for other companies..

The career possibilities for a person with a human resources degree are vast. If you are interested in working with people in a managerial roll this is the degree for you. Human resource department employees and management are held to the highest levels of security. Along with a human resources degree, many companies require years of experience and pristine referrals from previous companies..

Human resources : Human resources degree


"Ъ": в Петебурге мошенники рассылают лжештрафы

Понедельник, 22 Сентября 2008 г. 18:37 + в цитатник

В Санкт-Петербурге появился новый вид мошенничества, пишет газета «Коммерсантъ». Система автономного видеоконтроля скоростного режима в городе еще не заработала, а автомобилисты уже получают счета от имени петербургского УГИБДД на оплату штрафов за превышение скорости, якобы зафиксированное видеорадарами. Оплачивать штрафы мошенники предлагают через платежную систему «Яндекс—Деньги». В УГИБДД уверяют, что сроки внедрения системы видеонаблюдения в Петербурге еще не определены, но даже когда она заработает, оплата будет традиционно осуществляться через Сбербанк.

"Ъ": в Петебурге мошенники рассылают лжештрафы


ВЦИОМ рассказал, сколько стоит пойти в школу

Воскресенье, 21 Сентября 2008 г. 00:32 + в цитатник

Большинство россиян, у которых есть дети-школьники, больше всего денег тратят на покупку школьных принадлежностей, об этом говорят данные опроса, который провел Всероссийский центр изучения общественного мнения.

По данным ВЦИОМ, большинство россиян – 96%, у которых есть дети школьного возраста, отметили, что тратят деньги в основном на покупку школьных принадлежностей, приобретение одежды и обуви к школе (89%), на покупку школьной сумки (88%) и на учебно-методический материал (82%). Еще 59% россиян тратят деньги на цветы и подарки учителям к 1 сентября, каждый второй (50%) опрошенный сдает взносы на школьные нужды. Треть граждан (29%) признались, что отдают свои средства и в качестве добровольного спонсорского взноса.

А вот на покупку одежды и обуви школьникам к учебному году у россиян уходит больше всего денег (4 тыс. 220 рублей в среднем по стране). Учебники и тетради обходятся родителям в среднем в 2 тыс. 60 рублей, тогда как школьные принадлежности – в 1тыс. 105 рублей, а школьная сумка – 837 рублей. Взносы на нужды школы стоят нашим согражданам 835 рублей, а добровольное спонсорство – 733 рубля. На цветы и подарки учителям тратится в среднем 546 рублей, сообщает ВЦИОМ.

ВЦИОМ рассказал, сколько стоит пойти в школу


Real estate leads

Суббота, 20 Сентября 2008 г. 04:31 + в цитатник

Real estate professionals are faced with a host of business challenges that includes the never-ending competition. Generating leads is an important element to achieve success in the industry. Leads are information - reports, home evaluations, hot listings, and regular newsletters offered for free - that serve as a lure to get people to respond to you for their real estate concerns and eventually become prospects. Prospect is someone who has interest in using your service..

As a real estate agent, dedication and hard work, considerable amount of time and promotional resources, persistence, patience and maybe a relatively modest amount of money, youРўll find a substantial payoff. But, this payoff will be directly related to the real estate leads that you are able to transform from a lead into a buyer or seller..

The best way to generate real estate leads is through the Internet. Developing web presence and manage to get high traffic can become a steady stream, plus creativity at all times and learn to utilize the website to reach people, especially what your target market.

Whether you like it or not, youРўre in a competition of clicks. So you need to impress on the first few pages..

Target audience: Make it very clear what location you are serving.

Focus on the web content: Let your target audience know the kind of real estate information and services. Avoid impressing people with your accomplishments; they don't need it.

Update website regularly: Keep your website fresh and updated. Make additions and changes. Equally important: offer different types of information and services to get responses.

Establish other website links: Links from other websites usually bring traffic. The impression is that your site is important enough. Having a contact form on every page makes it easy for people to contact you for additional information. Usually, web leads is when visitors send email messages asking for more information..

Now, it's time to turn visitors into prospects.

Real estate : Real estate leads


Advertising slogans

Пятница, 19 Сентября 2008 г. 15:36 + в цитатник

Advertising slogans are short phrases used to grab the attention of potential customers in order to persuade them to buy a particular product or service. Advertising slogans are often short and very memorable. They are used as part of an advertising campaign for a company.

This form of advertising is the most effective means of advertising because it tends to draw attention to a specific aspect of the product and or service. In use within an entire advertising campaign, an advertising slogan can grab the attention of existing customers, and can also draw the attention of new customers.

Advertising slogans also are put in use to connect a phrase to a particular company so that the company is remembered in the consumer's mind by that particular phrase, often one that plays up the best qualities of the company..

The qualities of an effective advertising slogan are: stating the main benefits of the product or service for the potential customer, implying a distinction between the competition, making a simple and direct statement, giving a credible impression of the product, and is hard to forget. A witty slogan usually makes it memorable for the consumer.

The slogan should also somehow make the consumer feel good or feel the desire or need to have the product or service. In this way, the slogan emerges with a personality of its own. Two of the most memorable advertising slogans are Walt Disney World's "I'm going to Disney World!" and Apple's "Think Different"..

Advertising slogans have the unique job of branding a business. Branding is the art of connecting a name with a specific business product or service. Once an effective advertising slogan is put in place, the "branding" will become more effective over time as the consumer eventually learns the link between that slogan and the effectiveness of the business..

Advertising : Advertising slogans


Papules

Пятница, 19 Сентября 2008 г. 10:32 + в цитатник

Papules are palpable inflamed lesions, which vary in size, firmness and redness. Fifty per cent of papules arise from normal-looking skin7 which could have been the site of a microcomedone, while 25 per cent arise from a whitehead and 25 per cent from a blackhead.

Two types of papules are recognized - the active and the less active . Less active papules are less red and smaller than the active lesions, which may reach a diameter of 4 mm, and which last longer. Of the less active papules, 7 per cent resolve directly via a macule; the others develop into an active papule or pustule.

Figure 3.15 shows the complex interrelationship between inflamed lesions. Very occasionally, close examination of an early papule may reveal a slight erythematous flare 5-10 mm in diameter around the developing lesion, which may persist for 1-3 hours. The involved area is slightly uncomfortable with minimal tenderness..

An active papule may resolve directly to a macule or indirectly via a less active papule. Occasionally other patterns are seen.

Home : Papules


Organizational leadership

Пятница, 19 Сентября 2008 г. 05:31 + в цитатник

Leadership comes out if one contrives to receive complaisance from other entities, for example followers. Organizational leadership is done by putting a distinct authority at the top of an organization to manage the self-directing leadership that is naturally within it.

This is what we perceive it to be and leadership is a misunderstood word for everybody. That authority at the top is not leadership; it is a command, giving legitimate expression to a superior role of management over the inferior function of leadership..

Organizational leadership is an essential constituent or characteristic of the very nature of an organization that arise from exceptional relationships among people joined together in a collaborative effort. It has an identity of its own that exists in these relationships than just merely in the individuals who enter into them.

It is both influenced and influenced by those people and communicates their organizational opinions and needs of the organization..

Leadership is not a haphazardly operating process, but a propelled force that is given motion by purpose and a joint effort to accomplish it. It is managementРўs role to assure that the organizational leadership has a substantive and meaningful core around which to form itself, give it grip to advance the organization to its postulated ends..

Organization leadership provides the functions of leadership to beneficial degree and far more centered on the ability of the organization to accomplish its own purposes and sustainability. The concept is not entirely new, more or less to design and direct the organizationРўs own affairs are the natural tendency of business.

Organizational leadership is the most essential part of a successful business. The importance of organizational leadership only grows as the company or business grows over time..

Organizational behavior : Organizational leadership


Money market account

Пятница, 19 Сентября 2008 г. 02:32 + в цитатник

A money market account is a deposit account that is also considered a savings account, but the account has checks written upon it with a certain amount of restrictions. Some of the restrictions on a money market account is usually a high minimum balance, a restriction on the number of withdraws per month (typically the number is around six), and only three of those withdraws can be paid by check..

The high minimum balance is kept on the account so that the holder of the money market account can avoid fees. However, since the invention of online banking has taken off, there are many banks that offer higher interest rates on a lower balance.

Some banks can offer a high interest rate on an initial deposit of only one dollar. For these types of online accounts, a debit card is often issued to make withdraws from the money market account more easily completed by the consumer..

So that banks can discourage customers from exceeding their limits on withdraw amounts or the balance of their accounts, many banks impose high fees on the customers who exceed their limits by any of these methods. Sometimes the banks will go so far as to close their accounts. Banks can impose additional restrictions on the account at their discretion.

But the up side for the customers is the higher return on their account. Money market accounts usually offer a higher return for putting up with the restrictions on the account. The amount of return is usually competitive with the money market mutual funds..

Money market accounts differ from traditional savings accounts in that they require larger introductory deposits in order to take full advantage of the higher return interest rates.

Money : Money market account


Banking account

Четверг, 18 Сентября 2008 г. 11:33 + в цитатник

A banking account is an account held at a banking institution where finances of the customer are held. The bank records the financial transactions between the customer and the bank. The customer deposits money into the bank and then has access to remove it whenever the customer needs it.

This is done in a variety of ways, such as using an ATM, checks, or electronic transfers. Bank accounts keep solid records to inform the customer whether they have a credit balance or a debit balance in their accounts. If they have a credit balance, the credit they have is available to be withdrawn from their account.

If the customer has a debit balance, the customer owes money to the bank..

Once money is deposited into a banking account there may be limits to the amount of monies that are available for withdrawal on a daily basis via certain methods. ATM transactions and bank card transactions are the two most common fund sourcing methods that carry limits for daily use..

There are many different types of bank accounts and not all of them function as a deposit-withdraw account. Some are meant to hold money for long periods of time. Some of the different types of account held at a financial institution are: savings accounts, transactional accounts, numbered bank account, money market account, tax-exempt savings account, transaction deposit, low-cost account, and nostro and vostro accounts.

Banks hold all of these accounts for customer so that while the customer has this money in the bank, the bank can then use this money to pay out on other accounts, guaranteeing that when the customers wants to withdraw their money, it will be available. Some bank accounts also have to do with borrowing money.

Customers can hold a loan account at a bank if they are borrowed a large sum of money from that bank for a new home or car..

Banking : Banking account


Accounting degree

Четверг, 18 Сентября 2008 г. 02:32 + в цитатник

An accounting degree belongs to the academic discipline of accounting and is oriented towards giving the student a background for use in the world of accounting and it's services. Accounting programs are usually taught at a business school. Accounting is a highly technical field and both practitioners and academics are experts in their field and also is a standards oriented profession, so one must know a plethora of information to be able to be an accountant.

An accounting degree gives a student the proper knowledge and background to put them into the financial world with the extra knowledge they need to be able to give out advice to others for making financial decisions. Not only do financial decisions for persons and business become a daily factor in an accountant's life, but also the overall economy must be a concept that is known and understood by the accountant..

Requirements for teaching accounting vary worldwide. Many schools not only look for academic credentials and professional certifications, but real world experience as well. The discipline of accounting is geared towards practical knowledge of economics and finance rather than any kind of theoretical abstraction.

Students who are earning an accounting degree are looking for this practical knowledge. Many students will go on to gain practical experience in commercial organizations or as private accountants for individuals. Some will also take the academic track and become a teacher of accounting, using research and real world knowledge to bring up the next generation of accountants..

An accounting degree will provide an accountant with the ability to access jobs in the financial sector of the workplace. But, these jobs will ave changing criteria as time and accounting qualifications change. On-going education after achieving an accounting degree will keep you at the top of the work pool of accountants..

Accounting : Accounting degree


Electronic commerce

Среда, 17 Сентября 2008 г. 10:31 + в цитатник

Electronic commerce is the buying or selling of products or services over the Internet or other computer related manners. This is quickly becoming a very common method of purchasing products and is enhanced by websites such as Ebay.com and Overstock.com.

Amazon.com is also another large facilitator of electronic commerce. This commerce style is often known as eCommerce or e-commerce..

The buying or selling of products or services is well known to be the manner in which all companies live. These products can be purchased in a showroom, over the phone, or in modern times, over the Internet or other computer related methods. Electronic commerce methods are quick, effective, and secure therefore making them ideal manners to purchase product.

When business needs to be done at the speed of light, it is little wonder that so many businesses are turning to eCommerce to get their product and service to the public while using eCommerce to purchase their supplies. Another benefit of eCommerce is that the world is then able to get the product rather than just the local people.

This can make the business more profitable..

Many businesses are designed to only use electronic commerce as a method of conducting business. Businesses such as Ebay.com and Overstock.com only have Internet check out points. The products of these businesses can only be reached via the Internet, and without the Internet, these products must be purchased elsewhere.

Amazon.com offers the best of the eCommerce world and the catalog and call center world. This is to mean that while people still cannot enter an Amazon store, there are other ways to purchase the products offline..

With the advent of cell phones with Internet connections, electronic commerce has now moved into the mobile market. Consumers have the ability to buy and sell products from the palm of their hands.

Commerce : Electronic commerce


Government student loans

Вторник, 16 Сентября 2008 г. 04:31 + в цитатник

With the rising cost of higher education, most of us could benefit from a little assistance when it comes time to pay for our kids' tuition. Many people, upon finding that they make too much income to qualify for a Pell grant, give up on financial aid. Many do not realize that there are many college and private scholarships available.

Another option is government student loans. There are m any programs available, you need only to find them and apply..

One of the largest sources of student aid in America is the U.S. Department of Education. They provide more than $80 billion a year in loans, grants and work study assistance. The money can be applied toward college or a career school.

Government student loan repayment does not usually begin for three to six months from the time you graduate. It is very important to make your complete minimum payment on time. Your government student loan is a real loan, just like a mortgage or a car payment, and can affect your credit negatively if defaulted.

Keep this in mind when applying for loans and borrow responsibly. If you do find yourself struggling to keep up with multiple student loans, you can look into financial aid consolidation. With this process you are able to roll all of your smaller loans into one bigger loan. The interest rate can be a bit higher as it is based on the average of all the loans being rolled, but the payment is smaller and easier to manage..

Some government student loans are aimed at the parents rather than the student. These loans are secured by the parents and the monies paid for education related expenses.

One more valuable tip: do your loan shopping at websites ending in У.govФ so you not be charged any fees, as is the case on many ".com" sites.

Government : Government student loans


Information technology consulting

Вторник, 16 Сентября 2008 г. 02:32 + в цитатник

Information technology can be a very useful tool in improving many aspects of a company. It can analyze how well marketing is working for the company, it can determine whether the company is operating within the targeted rate for quality and time management. Sometimes, companies do not know how to fully make use of information technology or they ignore this domain and pay the prices later.

In either case, information technology consulting is required as a result of this inaction..

Information technology consulting consists of a company hiring an outside source that specializes in information technology. The company will then provide this consultant with all of the information linked to their company's financial state, and its goals.

Using this information, the consultant will then proceed to identify the main problems in the company's production, distribution, and sales domains. Thus, information technology consulting relies mainly on programs that can calculate large masses of numbers such as Excel and Minitab and other similar programs..

After the consultant has identified these problems, he/she will then move on to propose theoretically possible solutions to these problems. During this presentation, the board of the company will be able to make clearer decisions to improve various aspects of the company, and the consultant will advise whether these decisions would be beneficial or destructive for the company.

To conclude, information technology consulting can be a very useful tool in providing companies with an extra edge over the competition. For a relatively low price, information technology consulting provides information that allows members of the board of the company to make better financial decisions in the goal of improving the organization..

Information technology consulting has grown by leaps and bounds over the last few years. The larger the technology burdens of a business, the more in need information technology consultations will become.

Information technology : Information technology consulting



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